The work that gives us the most satisfaction often involves helping people with the financial transitions involved in a major life change. There is no greater professional feeling than when a client tells us their life is better than it used to be.

This interest arose from a period when Martin and Graham were involved in providing financial reviews and counselling to long-serving employees of blue chip companies facing redundancy. The different ways in which people viewed the change and hoped to take their working lives forward was fascinating, surprising and often positive.

We also have experience of helping people who are undergoing changes in their personal life, particularly having worked closely with

A financial review is an important element of the journey

Regardless of how much personal or professional change may be a step into the unknown emotionally, psychologically and intellectually, a financial review is an important element of the journey. We use the lifetime cashflow system shown elsewhere on this site to help people understand what their long-term financial future may look like in different scenarios.

We also help them address specific issues such as how their pension benefits could be flexibly accessed to dovetail with reduced working commitments, and whether financial protection arrangements (such as life assurance and healthcare) are needed to replace lost elements of an employee benefits package.